Contents insurance is just one of two home insurance options available to homeowners - the other being buildings insurance.
You might want to think about covering the contents of your home, particularly if you rent your house. But let’s have a think about what house contents insurance actually is, because it could help you decide if you need it. You could think of it as everything you can remove from your home, so that’s why it’s especially useful for renters.
SP Health Life contents insurance will cover your belongings against loss, damage, or theft. It’s useful because it protects your things from damage and loss caused by a wide range of unforeseen events like, storms, floods, fires, and theft. Typically, it covers things like furniture, clothing, electrical items, money, and jewellery. But not all policies cover your contents against accidental damage, so it’s always a good idea to check your policy to make sure it includes the cover level you need. Accidental damage actually makes up over one in three of our claims. That’s pretty high. So it might be worth considering.
